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Surplus Cash Facility
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Products
- Local Securities
- China Connect
- Grade Based Margin
- Stock Borrowing & Lending
- IPO
- Stock Options
- Foreign Stocks
- Unit Trust
- Local Futures
- Foreign Futures
- Forex
- Bullion
- Insurance Services
- Bond
- Monthly Investment Plan
- Share Mortgage Scheme
- Mortgage
- Other Services
- Surplus Cash Facility
- Phillip Premier
- Latest Insurance Promotion
- Mortgage
Mortgage
Mortgage Service and Policy Financing Service, to satisfy your financing need
Phillip Securities Group has always committed to provide customers diversified services. Its subsidiary, Phillip Finance (HK), now offers customers a first property mortgage , second property mortgage and policy financing service. It is easy to apply, promptly approved, and personalized interest rates and loans are available. No interest would be charged before the date of draw down of credit line. Besides, policy as collateral for "Policy Assignment" could be considered if additional fund is needed for capturing investment opportunities.
Lender 's License number：0790/2019
Please call 2277 6670 for further inquiries.
Apply Now!
Warning: You have to repay your loans. Don’t pay any intermediaries.
Click and download Property Mortgage Loan Application Form, fill in and send e-mail to: mortgage@phillip.com.hk
Lender's license number：0790/2019
Enquiry Hotline: 2277 6670
Warning: You have to repay your loans. Don’t pay any intermediaries.
Complaint Hotline: ( 852) 2277 6555。
誰適合保單融資：
1. 善用有限資金，分散投資組合
2. 持有一筆過付款保單(已全數支付應繳保費)
3. 計劃支取資金，但是不滿足於退保安排
服務特點：
1. 一方面可持有保單至到期，收取保單的到期保證金；一方面取得循環貸款，投資其他輝立產品。
2. 償還貸款後，繼續擁有保證年金、保險保障等權益。
3. 投資產品不限。
4. 貸款動用才開始計息。
| 申請資格： | 持有一筆過付款(已全數支付應繳保費)的中國人壽(海外)及永明金融保單 |
| 貸款利率： | 低至年利率3%。貸款年利率按P減 2.25%計算。P以渣打銀行港元最優惠利率(P)為準。 |
| 貸款比率： | 高達保證現金價值的90% |
| 還款方式： | 僅償還利息/本金及利息 |
| 貸款貨幣： | 港元 |
| 還款安排： | 每月 |
| 保單融資流程 | 提早還款安排 | 逾期還款處理流程 |
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| 相關文章：保單融資有三得 | 相關文章 | 相關文章 |
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查詢：2277 6503 電郵：mortgage@phillip.com.hk
本公司保留更改有關條款及細則之權利，恕不另行通知。如有任何爭議，本公司擁有最終和不可推翻的決定權。
投資涉及風險，請參閱本公司www.poems.com.hk網頁內的〔風險披露聲明〕。
若 閣下欲停止接收我們的資訊，請電郵至cs@phillip.com.hk或致電 (852) 2277 6555 以聯絡客戶服務部。
投資涉及風險，請參閱本公司www.poems.com.hk網頁內的〔風險披露聲明〕。
若 閣下欲停止接收我們的資訊，請電郵至cs@phillip.com.hk或致電 (852) 2277 6555 以聯絡客戶服務部。
The above information generated by the calculator is for reference only. No warranty or representation is given by the company as to its accuracy and completeness.
There is no current content available.
投訴熱線: (852) 2277 6555。
忠告 : 借錢梗要還，咪俾錢中介。
Download mortgage application form
Please e-mail the application form to: mortgage@phillip.com.hk
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