Introduction

Features:

Low Investment amount,
as low as HKD$1,000 each month
No brokerage and subscription fee:
0%#
Various choices of Fund:
more than 100 hundred

 

Comparison of Monthly saving Plan
 

General UT Saving Plan

New UT Monthly Saving Plan

Minimum (HKD)

 1,000 1,000

Subscription Fee

 2% 0%

Fund Price of A

 10 10

Unit of Fund purchased

 1,000*(1-2%)/10
=98 Units		 1,000*(1-0%)/10
=100Units

FAQ

How can I start My Unit Trust Regular Savings Plan (UTRSP)?

Login POEMS > Choose "SBP" & "Fund Saving Plan". Click here for more instruction. Or
Fill in physical UTRSP form by downloading the form and handle it through mail, e-mail or fax.

Are there any handling fees for UTRSP subscription?

There are no handling fees imposed by Phillip Securities (HK) Limited#[2] [3].

What is the minimum monthly subscription amount for UTRSP

You can start your Monthly Investment Plan for Funds with monthly investment amount as low as HKD1,000 per fund. If the monthly RSP contribution exceed HK$25,000 or its equivalent in foreign currencies, the excess part of contribution will be charged for subscription fee (calculated at 0.75%).

Am I able to change my UTRSP monthly subscription amount? If yes, are there any charges?

You are able to change your UTRSP subscription amount whenever. And there are no charges.

What will happen to my unit holdings after my UTRSP has been stopped?

Your holdings will remain unchanged. You may retain them as a long-term investment.

How Phillip Securities deduct money monthly for UTRSP Plan?

There are 2 payment methods are available:
1) Debit from your Phillip Securities account;
2) Through Direct Debit Instruction (DDI) which deduct money from your bank account.

Any selection of investment funds is available for UTRSP?

UTRSP fund list can be downloaded from POEMS>SBP>Regular Saving Plan.

#Terms and Conditions:
1. To avail of the 0% subscription fee for the UT RSP, a minimum monthly investment of HKD1,000 per fund is required.
2. If the monthly UT RSP contribution exceeds HKD25,000 (or its equivalent in a foreign currency), the excess will be subject to a subscription fee (calculated at 0.75%).
3. All fees charged by the relevant fund (including switching fees, redemption fees, management fees, and other fees) will continue to apply.
4. All other securities account administrative fees will continue to apply.
5. You must ensure that there are sufficient funds available in the designated securities account to pay the monthly investment contributions. Any shortfall in the account will attract additional interest charges.
6. Due to the Personal Data (Privacy) Ordinance, Phillip Securities (Hong Kong) Limited (the Company) is unable to check the status of Direct Debit Instruction (DDI) approval from your bank. Please submit the Direct Debit Authorization application form (original) to the payment bank. Once you receive the confirmation notice from the bank, please contact the Company to initiate the DDI service for the following. If the DDI is terminated, the Company must receive a written notice of at least five working days before the transfer date.
7. The Company will not issue any notice relating to the success of the Direct Debit service. If the Direct Debit for any relevant month is unsuccessful, the Company shall charge a handling fee of HKD100.
8. If the Company fails to deduct the contributions from the designated securities account on the settlement date for two consecutive periods, the Company has the right to terminate the plan immediately without prior notice.
9. The above plan does not provide redemption services. You may redeem the funds via the POEMS online platform or through contacting your Account Executive.
10. The above products and services are subject to the relevant terms and conditions.
11. The Company reserves the right to change these terms and conditions at any time without notice and the initial promotional offer maybe withdrawn by the Company at its discretion without prior notice.
12. In case of any dispute, the decision of the Company shall be final and conclusive.
13. In case of discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall apply and prevail.

 

 

 

輝立月供股票計劃

輝立月供股票計劃目的是讓投資者養成每月儲蓄的習慣，每月只需港幣1,000元，便可投資於指定的香港上市公司股票，輕易達到閣下的投資理財目標。此計劃最大好處是可利用平均成本法去分散市場波動風險，並不設鎖定期，投資者可隨時更改或終止月供股票計劃，使計劃能夠配合個人投資取向。

特點

佣金特低，可以低至港幣50元投資於多隻股票。
無約束期，靈活變通，可隨時更改或終止投資計劃及沽出投資計劃的股票。
方便快捷，客戶可隨時於網上平台 "POEMS" 更改投資指示。

詳情：

類別港股月供投資計劃
每隻股票最低投資金額 港幣1,000元
佣金★ 0.25%  (以每月投資總額計算最低收取港幣50元)＊
政府印花稅、交易徵費、交易費、中央結算費 ★ 請參閱：基本交易費用
股票/ 基金選擇※ 恒生指數成份股、恒生中國企業指數成份股及其他適用股票 (請參閱：港股月供投資計劃之適用股票)
買貨日期及時段 每月第三個交易日開市一小時後開始
自動轉帳付款日期 每月最後一個工作天
申請 / 更改◇/ 終止計劃 於買貨前一個工作天16:00前通知我們
申請 / 更改 / 終止方法 1. 透過網上平台
2. 填妥「港股月供投資計劃申請/修訂表格」▲
付款方法 1. 自行存入資金至證券戶口
2. 通過銀行進行自動轉賬＃

★收費不計在投資金額內。
＊只適用於電子帳單客戶，非電子帳單客戶最低收費為港幣100元。
※本公司可隨時更改有關月供投資計劃的適用股票及基金產品。
◇需注意自動轉帳限額。
  ＃因私隱條例關係，輝立証券(香港)有限公司(本公司)無法取得閣下於銀行申請自動轉賬的批核情況。煩請閣下自行將自動轉賬申請表格(正本)交予付款銀行。
閣下於收到銀行之確認通知後，請即聯絡本公司以便 開始執行下月之自動轉賬服務。若終止自動轉賬指示，本公司必須在轉賬日最少五個工作天前收到書面通知。
▲請傳真至2287 4554或郵寄至香港金鐘道95號統一中心11樓 (註明：月供計劃﹚

Available Stock List For MIP
Stock Code Stock Name Stock Code Stock Name Stock Code Stock Name
1 CKH HOLDINGS 548 SHENZHENEXPRESS 1800 CHINA COMM CONS
2 CLP HOLDINGS 598 SINOTRANS 1813 KWG GROUP
3 HK & CHINA GAS 688 CHINA OVERSEAS 1816 CGN POWER
4 WHARF HOLDINGS 700 TENCENT 1880 CTG DUTY-FREE
5 HSBC HOLDINGS 728 CHINA TELECOM 1881 REGAL REIT
6 POWER ASSETS 753 AIR CHINA 1928 SANDS CHINA LTD
11 HANG SENG BANK 762 CHINA UNICOM 1958 BAIC MOTOR
12 HENDERSON LAND 775 CKLIFE SCIENCES 1988 MINSHENG BANK
14 HYSAN DEV 778 FORTUNE REIT 2007 COUNTRY GARDEN
16 SHK PPT 806 VALUE PARTNERS 2018 AAC TECH
17 NEW WORLD DEV 808 PROSPERITY REIT 2202 CHINA VANKE
19 SWIRE PACIFIC A 816 JINMAO SERVICES 2318 PING AN
23 BANK OF E ASIA 823 LINK REIT 2319 MENGNIU DAIRY
27 GALAXY ENT 836 CHINA RES POWER 2328 PICC P&C
32 CROSS-HAR(HOLD) 857 PETROCHINA 2333 GREATWALL MOTOR
62 TRANSPORT INT'L 878 SOUNDWILL HOLD 2357 AVICHINA
66 MTR CORPORATION 880 SJM HOLDINGS 2382 SUNNY OPTICAL
83 SINO LAND 883 CNOOC 2388 BOC HONG KONG
87 SWIRE PACIFIC B 902 HUANENG POWER 2600 CHALCO
97 HENDERSON INV 914 CONCH CEMENT 2601 CPIC
101 HANG LUNG PPT 916 CHINA LONGYUAN 2628 CHINA LIFE
135 KUNLUN ENERGY 939 CCB 2778 CHAMPION REIT
144 CHINA MER PORT 941 CHINA MOBILE 2800 TRACKER FUND
151 WANT WANT CHINA 945 MANULIFE-S 2822 CSOP A50 ETF
152 SHENZHEN INT'L 968 XINYI SOLAR 2823 ISHARES A50
163 EMPEROR INT'L 992 LENOVO GROUP 2827 WISE CSI300 ETF
168 TSINGTAO BREW 998 CITIC BANK 2828 HSCEI ETF
175 GEELY AUTO 1038 CKI HOLDINGS 2883 CHINA OILFIELD
253 SHUNHO HOLDINGS 1044 HENGAN INT'L 2888 STANCHART
257 EB ENVIRONMENT 1052 YUEXIUTRANSPORT 2899 ZIJIN MINING
267 CITIC 1088 CHINA SHENHUA 3067 ISHARESHSTECH
270 GUANGDONG INV 1099 SINOPHARM 3100 EFUND CSI300
291 CHINA RES BEER 1109 CHINA RES LAND 3188 CAM CSI300
293 CATHAY PAC AIR 1113 CK ASSET 3323 CNBM
322 TINGYI 1137 HK TECH VENTURE 3328 BANKCOMM
327 PAX GLOBAL 1157 ZOOMLION 3331 VINDA INT'L
336 HUABAO INTL 1186 CHINA RAIL CONS 3333 EVERGRANDE
341 CAFE DE CORAL H 1211 BYD COMPANY 3383 AGILE GROUP
358 JIANGXI COPPER 1260 WONDERFUL SKY 3399 YUEYUN TRANS
363 SHANGHAI IND H 1288 ABC 3690 MEITUAN-W
371 BJ ENT WATER 1299 AIA 3699 EB GRAND CHINA
384 CHINA GAS HOLD 1336 NCI 3968 CM BANK
386 SINOPEC CORP 1339 PICC GROUP 3988 BANK OF CHINA
388 HKEX 1359 CHINA CINDA 6030 CITIC SEC
390 CHINA RAILWAY 1398 ICBC 6837 HAITONG SEC
405 YUEXIU REIT 1515 CR MEDICAL 6886 HTSC
410 SOHO CHINA 1766 CRRC 9988 BABA-SW
489 DONGFENG GROUP 1776 GF SEC

條款及細則：

1.其他服務將跟隨證券戶口的收費。(詳情)
2.閣下須確保指定證券戶口內有足夠的可動用資金支付每月投資供款總額，否則閣下須承擔利息等財務費用。
3.本公司不會發出任何執行自動轉賬服務之通知。若該月自動轉賬未能成功，本公司有權收取手續費港幣100元。
4.如於交收日本公司連續兩期均未能成功從客戶的證券戶口扣除供款，本公司有權即時終止有關計劃而不作事前通知。
5.當香港交易所宣佈半日/全日休市，買貨日期將順延一天，而不作任何通知。
6.月供股票適用-若所選的股票於買貨當日指定時段內在香港交易所停牌/沒有流 動性，相關股票於當日的買貨指示將會被取消，而不作任何通知。
7.以上計劃並不提供沽貨服務，閣下可隨時透過網上平台POEMS或經紀沽出股票。
8.上述產品及服務受有關條款及細則約束。
9.本公司保留隨時修訂、暫停及取消上述產品及服務；及修訂有關條款及 細則的酌情權而不作任何通知。
10.如有任何爭議，本公司將保留最終決定權。

Schedule - Monthly Investment Plan For Local Stock

Change / Termination Plan Deadline
(Only applicable for Autopay)		 Autopay Date Change / Termination Plan Deadline Purchase Date
21-Dec-2021 30-Dec-2021 04-Jan-2022 05-Jan-2022
20-Jan-2022 31-Jan-2022 07-Feb-2022 08-Feb-2022
17-Feb-2022 28-Feb-2022 02-Mar-2022 03-Mar-2022
22-Mar-2022 31-Mar-2022 04-Apr-2022 06-Apr-2022
20-Apr-2022 29-Apr-2022 04-May-2022 05-May-2022
20-May-2022 31-May-2022 02-Jun-2022 06-Jun-2022
21-Jun-2022 30-Jun-2022 05-Jul-2022 06-Jul-2022
20-Jul-2022 29-Jul-2022 02-Aug-2022 03-Aug-2022
22-Aug-2022 31-Aug-2022 02-Sep-2002 05-Sep-2022
21-Sep-2022 30-Sep-2022 05-Oct-2022 06-Oct-2022
20-Oct-2022 31-Oct-2022 02-Nov-2022 03-Nov-2022
21-Nov-2022 30-Nov-2022 02-Dec-2022 05-Dec-2022
19-Dec-2022 30-Dec-2022 04-Jan-2023 05-Jan-2023
17-Jan-2023 30-Jan-2023 02-Feb-2023 03-Feb-2023

Schedule - Monthly Investment Plan For Fund

Change / Termination Plan Deadline
(Only applicable for Autopay)		 Autopay Change / Termination Plan Deadline Purchase Date
30-Dec-2021 07-Jan-2022 07-Jan-2022 11-Jan-2022
28-Jan-2022 10-Feb-2022 10-Feb-2022 14-Feb-2022
25-Feb-2022 07-Mar-2022 07-Mar-2022 09-Mar-2022
30-Mar-2022 08-Apr-2022 08-Apr-2022 12-Apr-2022
28-Apr-2022 10-May-2022 10-May-2022 12-May-2022
30-May-2022 08-Jun-2022 08-Jun-2022 10-Jun-2022
29-Jun-2022 08-Jul-2022 08-Jul-2022 12-Jul-2022
28-Jul-2022 05-Aug-2022 05-Aug-2022 09-Aug-2022
30-Aug-2022 07-Sep-2022 07-Sep-2022 09-Sep-2022
29-Sep-2022 10-Oct-2022 10-Oct-2022 12-Oct-2022
28-Oct-2022 07-Nov-2022 07-Nov-2022 09-Nov-2022
29-Nov-2022 07-Dec-2022 07-Dec-2022 09-Dec-2022
30-Dec-2022 09-Jan-2023 09-Jan-2023 11-Jan-2023
30-Jan-2023 07-Feb-2023 07-Feb-2023 09-Feb-2023

UT RSP Online System Manual


Step 1: Login POEMS > Choose “SBP“ & “Fund Saving Plan”


Step 2: Click “Apply new order”


Step 3: Choose “Fund House”, “Fund Name”, “Debit A/C” and “Investment Amount” > Click “Add to apply list” to add the instruction to “Investment Instruction” column


Step 4: Choose payment method and click “Submit"


Step 5: Read Terms and Conditions carefully


Step 6: Put a tick in the corresponding box, then input the password and click “Confirm”


Step 7: The application will be processed after 2:00 p.m. every workday, you may check or cancel the application before 2:00p.m. on “Your RSP Applications (Pending for processing)” column.


Step 8: The processed application will be shown on “Your RSP Applications (Existing plans)” column.

Risk Disclosure Statements:

The information contained in this website is for general information purposes only. It does not constitute professional legal or financial advice, nor should it be construed as a recommendation, invitation, advertisement, or guidance for the purchase, sale or investment of any product.

Investors should refer to the respective fund's offering documents and read carefully the summary of the key features and risks specific to this fund stated in the fund factsheet prepared by the relevant fund house, before making any investment decision. While Phillip Securities Group (“the Group”) endeavours to keep the information up to date and correct, the Group makes no representations or warranties of any kind, express or implied, about the accuracy or completeness with respect to the information. The Client shall not make any decision based on information provided on this webpage. The Group disclaims all responsibility for any loss or loss caused by the information on this website.

If you do not understand the contents of this risk disclosure statement or do not have sufficient knowledge of the respective fund, please contact us and find out more. If you want to make any investment, you should also seek independent professional advice.

Investing in funds involve a variety of risks, including market, exchange rate, volatility, liquidity, credit/counterparty, rating decline, regulation and politics, etc. Fund prices can go up and down, be volatile, and even become worthless and suffer losses. Before making any fund investment decision, investors should read the terms and conditions in the offering documents of the respective fund to see if the risks, characteristics and restrictions of the fund is suitable for their personal financial position, investment objectives, and risks.

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請即聯絡你的客戶主任或致電我們。
港股月供服務
Tel : (852) 2277 6777
Email : sbp@phillip.com.hk

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